OakTree Concepts is an employee benefits consulting firm built on the core principle of creative benefit solutions. Our attention is directed on reducing company health insurance costs while maintaining or enhancing benefit plans.
Our Commitment to Quality
OakTree Concepts does not steer clients to insurance products that increase our bottom line.
We work closely with our clients to ensure the best possible outcome to meet their objectives.
Health Insurance Premiums … It’s Time to Grab the
Economic Bull by the Horns
Controlling one of your largest expenses, employer sponsored health insurance, can produce significant long-term savings.
You can reduce insurance costs for your company by applying the same rational business principles that you apply to all other areas of your business.
When was the last time your company received a rate decrease on health insurance premiums?
OakTree Concepts is here to help. We have saved our clients an average of 20% to 30% on their existing employer sponsored health plans. Whether looking to reduce your health insurance spend $30,000 or
$1 million we can show you actual results of companies we have helped obtained these savings.
When was the last time your broker/consultant presented new solutions to reduce your health insurance premiums?
At OakTree Concepts, we excel at saving companies money on their insurance costs where other broker/consultants fail.
Our customers benefit from the value we bring to meet their unique insurance needs.
The Fair Health Insurance Renewal
A company reached out to us for assistance with their annual healthcare renewal. The company’s current broker advised their renewal was fair and strongly encouraged to accept it as is. Per their broker, the only way to reduce their cost was to increase the deductible.
We discussed the pros and cons of their current benefit program. After reviewing the complete program, we were able to:
• Maintain the current benefit designs.
• Present an 18% decrease in employee
• Present a 21.2% decrease in company premiums
(after employee contribution decrease).
We helped this client. We can do the same for you.
Health insurance is an important part of any employee benefits program.
OakTree Concepts reviews your current benefit programs and identifies areas for potential improvement. Talking through your current situation is just the beginning.
Planning for large expenditures that impact the bottom line is key. Concerns regarding budget increases, enhancements to existing benefit programs, and new opportunities in health insurance can ease the stress faced at renewal time.
At OakTree Concepts we believe the renewal process starts sooner than when your renewal is available. We begin renewal discussions 6 months into the current plan year.
When we think big picture for our health insurance needs, we must ask ... Who is controlling healthcare costs?
Not the hospital, not the health insurance company, not the pharmaceutical companies. If the goal is to control costs, then we must examine ways to do just that.
Group Sponsored or Voluntary